Facts checked as of Oct 2026 against official sources (listed at the end). Fees and rules change: confirm with the authority before you pay or sign.
Golden Visa conditions for property investors
The UAE Ministry of Economy lists these conditions for a real estate investor:
- One or more properties with a total value of at least AED 2,000,000, wholly owned by the investor.
- The property may be bought with a loan, if the loan is from a local bank approved by the competent local authority.
- Off-plan (“on the map”) units with a total value of at least AED 2,000,000 can count, if bought from local companies approved by the competent local authority.
- Comprehensive health insurance for the investor and family for the stay.
How long is the property Golden Visa?
Official pages are not consistent here. The u.ae Golden visa table lists real estate investors with a 5-year duration (10 years for public investments), while industry guides citing ICP describe a 10-year visa for property investors. Confirm the current duration with ICP or GDRFA Dubai before you buy for residency.
Mortgaged and off-plan property for the Golden Visa
Mortgaged property is allowed with a local bank loan, and off-plan from approved developers is allowed at the federal level. Dubai-specific document requirements (for example the bank letter, title deed or Oqood certificate) are set by DLD and GDRFA Dubai, so check which documents they accept for your case.
Steps to apply for a Dubai Golden Visa through property
- Buy property worth AED 2 million or more in total, registered in your name. Buying process
- Get health insurance.
- Apply through the competent authority (ICP or GDRFA Dubai, with DLD for the property certificate) and pay their fees.
For agents: turn Golden Visa buyers into closed deals
If you are a Dubai real estate agent, buyers will ask you these questions on the first call. The RealtorOne app helps you answer with confidence and keep the deal moving: the DealFlow CRM keeps every buyer in the right stage, Dubai DealRadar shows live DLD-open transaction data you can share, and SkillUp courses and Live Labs sharpen your calls. Golden Visa buyers sit in the AED 2M+ bracket; learn personal branding to become the agent they trust.
Dubai Golden Visa through property: FAQ
How much property do I need for a Golden Visa?
Property worth at least AED 2,000,000 in total, wholly owned by you.
Can I combine properties?
Yes. The condition is one or more properties with a total value of at least AED 2 million.
Does off-plan property qualify?
At the federal level, yes, if bought from local developers approved by the competent authority. Confirm Dubai documents with DLD and GDRFA.